Mexico Tourist Auto Policy

Many tourists make the mistake of assuming their U.S. or Canadian auto insurance policy will cover a liability accident in Mexico. In fact, the Mexican Government does not recognize U.S. or Canadian auto insurance policies in Mexico. In case of an accident you must provide proof of liability insurance provided by an authorized Mexican insurer. Without it, by law, your vehicle could be impounded and/or you could be jailed. This is why it is crucial for you to have an auto insurance policy for your car or other vehicle to protect you while traveling to Mexico.

Motormexico.com insurance policies offer a wide variety of coverage for liability, damage to your car, theft, travel assistance, towing, medical payments, and more. In addition, four of our companies offer valuable insurance coverage upgrades. ABA Seguros/GMAC Plus, Grupo Nacional Provincial’s (GNP) Deluxe, Genworth Premier and ACE Seguros Platinum Package are among the most comprehensive tourist auto insurance packages available for Mexico.

ALL INSURANCE POLICIES CONTAIN THE FOLLOWING MINIMUM COVERAGE:

Third Party Civil Liability: If you are at fault in an auto accident this coverage pays for the bodily injury to other people and pays for damage to the property of others. It does not cover injury to a passenger in your vehicle (see description of Medical Payments below) nor to damage to property of passengers in your vehicle.

Medical Payments: Pays for medical care for occupants of your vehicle who are injured in a motor vehicle accident

Legal Assistance/Bail Bond: Provides professional (lawyer) legal assistance to resolve legal problems arising from an auto accident involving the insured vehicle

Travel Assistance: Provides a basic package of assistance for travelers

THE FOLLOWING INSURANCE COVERAGES ARE IMPORTANT OPTIONS:

Total Theft: Covers theft of your insured vehicle

Collision: Covers damage to your vehicle that occurs in a motor vehicle accident

MexVisit Travel Assistance: A valuable, comprehensive package of emergency medical, roadside, and travel assistance coverage

Extended Coverage or coverage upgrade mentioned above to provide broader insurance coverage and higher limits of coverage than that contained in the Standard Mexico Tourist Auto policy.

Many travelers, and especially winter visitors to Mexico, as well as long term residents of Mexico like the peace of mind they get with MexVisit, a significant upgrade to the usual assistance coverage provided with Mexico Tourist Auto insurance policies.

MexVisit provides benefits in three important areas:

• Emergency Medical Assistance: Land or air ambulance including air ambulance to your point of origin in the U.S. or Canada, medical referral, transportation and lodging for a travel companion during hospitalization, convalescence lodging expense, repatriation of remains, and more.

  
   

• Flat tire service, out-of-gas, keys locked in vehicle, dead battery, $300 towing, 2 day car rental and hotel expense due to vehicle breakdown, and more.

  
   

• Travel Assistance: Emergency communication and messaging, assistance to file and recover lost travel documents, emergency money transfer, translation service, lost or stolen credit cards and travelers check assistance, communication with embassy or consulate, and more.

MexVisit is a real bargain, so be sure to compare the premium for your insurance policy including this valuable protection.

To have liability coverage in case you are towing something in Mexico, you must declare it on the Quote Request Form/application. If you show the trailer, it will print on your policy and thus prevent coverage being voided for failure to declare that you are towing.

If you are hauling motorcycles or a boat on a trailer, they too must be declared on the application to avoid the possibility of all coverage being voided in the event of an accident.

If you also want to cover your trailer for damage in an auto accident or for theft, simply include the value of the trailer in the space provided on the Quote Request Form.

Get a quote from 5 different insurance companies, and purchase your Mexico auto policy now!

This information is intended to provide an overview of the various insurance company policies. The overview does not amend or alter in any way the terms and conditions of any policy delivered. Please refer to the Policy for complete details about the limitations, exclusions, and benefits of the Policy.