Mexico Watercraft Liability

Coverage Overview

Mexico Watercraft Liability

There is nothing like riding the wide open seas, whether you are skimming along in your sailboat, power boat, or your jet ski, or cruising your yacht across the Gulf of California or Gulf of Mexico, or tying up in Puerto Vallarta or Cabo San Lucas.

Unfortunately, the seas and marinas aren’t always as wide open as boaters would like. And when the waters get crowded, accidents happen. Did you know that when boating in Mexico, you are required to demonstrate financial responsibility at the time of an accident, regardless of who is at fault? The most accepted form of financial responsibility is third party liability insurance, and in Mexico it must be underwritten by an authorized Mexican insurer.


In the event of an accident in Mexico, and without insurance from an authorized Mexican insurer, your vessel could be impounded and/or the operator could be incarcerated. Even if your U.S. or Canadian insurer say they “extend” their coverage to Mexico, the Mexican government does not recognize it unless the insurer has been authorized by Mexico’s National Insurance Commission.

Also, in recent visits with marina operators on Mexico’s west coast (Mazatlán, Puerto Vallarta, Nuevo Vallarta, Acapulco), they told us that Mexican government regulations require them to obtain evidence of Mexican marine liability insurance to allow moorage.


Are you prepared in the event you have a boating mishap in Mexican waters?

Why take a chance? Obtaining marine liability insurance from us for boating in Mexico is easy, affordable, and safe. You can process your application and print your own policy entirely via the Internet. You can get a policy in less than five minutes.

The El Águila/American Family policy offers you three important coverages:

  • Bodily Injury Liability
  • Property Damage Liability
  • Guaranteed Bail Bond & Legal Assistance

This information is intended to provide an overview of the El Águila/American Family Mexico Watercraft Liability Policy. It does not amend or alter in any way the terms and conditions of any policy delivered. Please refer to the Policy for complete details about the limitations, exclusions and benefits of the Policy.

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